Benefits:Individual Life Insurance

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Why do I need life insurance?

Life insurance has several purposes. Its most important function is to replace the earnings that would cease at the death of the insured. For businesses, life insurance is a way to protect the business itself, should the death of key employees occur. A third purpose is to use life insurance to mitigate potential estate taxes.

Prepare in advance for a time when you may no longer be around. Build lifelong base of coverage. Helping to take care of those you love, and feel secure when moving into the future. NC&W Insurance is available to help you find the best term life insurance policy for your needs. Offering peace of mind knowing that you and those nearest to you are protected.

 

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  • NEW OSHA Regulations - Respirable Crystalline Silica

    The OSHA regulations concerning respirable crystalline silica on the job site have been written for some time. OSHA is scheduled to begin enforcing the rules September 23rd. Below is a summary of the new standard and who may be involved.What the new regulations mean is if a contractor engages in activities that create silica dust — that is, respirable crystalline silica — such as cutting, grinding or blasting materials like concrete, stone and brick and asphalt to name a few of the b...  Read More

  • NEW I-9 FORM - Exclusive use by September 18, 2017

    On July 17, 2017, U.S. Citizenship and Immigration Services (USCIS), part of the U.S. Department of Homeland Security, issued an updated version of the I-9 Form; Employment Eligibility Verification.   Read More

  • Help After Hurricane Harvey

    AUSTIN — The Texas Department of Insurance offers these recommendations for Obtaining help after Hurricane Harvey. Call your insurance agent or company, protect your home or business from further damage; and make a list of damage and take photos.Report Your ClaimCall your insurance agent or company as soon as possible to report property damage. For help with company contact information, use Company Lookup or call our Consumer Help Line at 1-800-252-3439.   Read More

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