Personal Lines:Homeowner

Homeowners insurance protects you financially against disasters.

 

home

Your home is one of your largest investments. A standard policy insures your home and the things you keep in it. It also provides liability coverage in case you are sued. The key to a good policy is to make sure you have adequate coverage in case a disaster occurs.

  • If you buy or still make payments on your home lenders require you to have insurance.
  • If your home is damaged/destroyed by fire or natural disaster.
  • If someone in your home is injured.
  • If you are a victim of theft or vandalism.

Protect yourself financially if something unexpected happens to your home, visitors or things you keep in it. NCW Insurance assures adequate protection while minimizing cost, and promise to provide you with a personal customized quote. Keep your interests protected, and your home safe from unexpected damage.



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  • OSHA announces policy change on monorail hoists in construction

    OSHA announces policy change on monorail hoists in construction WASHINGTON – The U.S. Department of Labor’s Occupational Safety and Health Administration has announced a new enforcement policy that excludes monorail hoists from the requirements of Subpart CC – Cranes and Derricks in Construction, as long as employers meet other OSHA requirements. The policy change was made in response to comments from stakeholders and in recognition that a monorail hoist – ...  Read More

  • Understanding Non-Discrimination Testing

    Employers that sponsor a cafeteria plan and certain other health and welfare plans need to be aware of the requirement for non-discrimination testing. Non-discrimination testing is done to ensure that a plan does not favor highly compensated employees or key employees. With regard to non-discrimination testing these employees become a “prohibited group”, in other words, the plan cannot favor the prohibited group.   Read More

  • Turning to the Positive: How to be a Better Friend and Co-Worker

    Written by: Robert Ledbetter, Hillside Christian Church & Kimberly Dryden, NCW InsuranceTraumatic events such as sudden illnesses, accidents, and deaths can have profound effects on individuals and the way they interact with others. On Thursday, June 15, NCW Insurance and the Dallam - Hartley Counties Hospital District are sponsoring three workshops at Coon Memorial Hospital to educate and prepare individuals on how to handle such events and how to support friends, family and co-workers cope...  Read More

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