Benefits:Disability Insurance

Helping take care of your bills while you’re taking care of yourself.

disability

100 million Americans are not protected with disability insurance. You could become disable and unable to work. Bills won’t go away just because your paycheck is gone.

Keep an income even though you’re not at work and still be able to:

  • Pay the mortgage
  • Make a car payment
  • Cover household bills
  • Even buy groceries

NCW will help you choose the plan that is right for you. Giving you peace of mind if the worst ever does happen. Get a covered and have something set in place for when you need it for your individual needs.

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  • Join NCW Insurance and Estacar Companies Thursday, June 15th for a FREE Seminar at the Amarillo College Downtown Campus Auditorium.

    With an ever changing economic environment and workforce, businesses need to reevaluate how they manage and support their employees. Join NCW Insurance and Estacar Companies Thursday, June 15th for a FREE Seminar at the Amarillo College Downtown Campus Auditorium.NCW Insurance and Estacar Companies invite business owners, human resource professionals and office/hiring managers to attend a FREE Seminar, Thursday, June 15th at the Amarillo College, Downtown Campus – Auditorium, located at 13...  Read More

  • NCW Insurance, a division of Heritage-RM, announces new team members and continued growth in 2017!

    NCW Insurance, a division of Heritage-RM, continues to grow and evolve. We are pleased to announce the addition of five new team members, community engagement initiatives and acknowledgement for our amazing teams’ efforts in building our community.Katherine D. Smith: Expanding the NCW team all the way to South Carolina, Katherine began working as a Risk Advisor in 2016.   Read More

  • Report on ACA Employer Mandate Enforcement

    On April 7, 2017, the Treasury Inspector General for Tax Administration (TIGTA) published a report on the "Assessment of Efforts to Implement the Employer Shared Responsibility Provisions." This report provides clues to the Affordable Care Act (ACA) enforcement initiatives with regard to the employer mandate. The report stressed that the IRS' systems to enforce the employer mandate portion of the Affordable Care Act have been delayed - not cancelled - and could be up and runni...  Read More

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