NCW Insurance:Commercial

Manage your risk with solutions that fit your needs.


Whether you run a small family business or a global corporation—an entrepreneurial startup or a multinational firm—your business carries a certain degree of risk. Every business must be prepared for certain, unthinkable scenarios. What happens if an employee gets injured, or if a product injures a customer? What happens in the case of property damage from natural disaster or fire? Uncovered accidents, injuries, or property damage can be catastrophic for any business.

No one enjoys thinking about or identifying these risks, which is one reason we exist: We’ll do the thinking for you. We’ll help you analyze your risks and then help you determine the proper amount of coverage, as well as helping you determine the best way to fund your insurance program. We carefully design every step of this process to fit your business, industry, and management needs.

With decades of experience across a variety of industries, we’ll put our expertise to work on your behalf. We have extensive relationships with specialized insurance providers. We stay on the cutting edge of state and federal legislation that might impact your coverage, and will alert you when adjustments need to be made. Simply put, we’ll walk alongside you to make sure your business is protected.

We can help you secure commercial insurance and specialized coverage in the following categories:

  • Professional Liability
  • Medical Malpractice
  • Contractors
  • Builders Risk
  • Auto Salvage
  • Scrap Metals
  • Agriculture/Crop/Hail
  • Cyber Liability
  • Oil & Gas    

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    • OSHA announces policy change on monorail hoists in construction

      OSHA announces policy change on monorail hoists in construction WASHINGTON – The U.S. Department of Labor’s Occupational Safety and Health Administration has announced a new enforcement policy that excludes monorail hoists from the requirements of Subpart CC – Cranes and Derricks in Construction, as long as employers meet other OSHA requirements. The policy change was made in response to comments from stakeholders and in recognition that a monorail hoist – ...  Read More

    • Understanding Non-Discrimination Testing

      Employers that sponsor a cafeteria plan and certain other health and welfare plans need to be aware of the requirement for non-discrimination testing. Non-discrimination testing is done to ensure that a plan does not favor highly compensated employees or key employees. With regard to non-discrimination testing these employees become a “prohibited group”, in other words, the plan cannot favor the prohibited group.   Read More

    • Turning to the Positive: How to be a Better Friend and Co-Worker

      Written by: Robert Ledbetter, Hillside Christian Church & Kimberly Dryden, NCW InsuranceTraumatic events such as sudden illnesses, accidents, and deaths can have profound effects on individuals and the way they interact with others. On Thursday, June 15, NCW Insurance and the Dallam - Hartley Counties Hospital District are sponsoring three workshops at Coon Memorial Hospital to educate and prepare individuals on how to handle such events and how to support friends, family and co-workers cope...  Read More

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