Personal Lines:Auto

Auto insurance is a priority to any responsible driver.

auto

Auto insurance is more about protecting yourself financially.

  • You get into an accident.
  • Your car is stolen/damaged.
  • You or a passenger is injured.
  • You could be sued for damage to property or injury to others.

 All that listed could become a huge financial burden. Having insurance is a prudent financial decision and a significant amount of states require you to have some form coverage to legally drive.Auto insurance can provide coverage for more than just damages to your car. Coverage like:

  • Property
  • Liability
  • Medical

 Auto insurance protects you from loss in an accident. Be a safe driver and stay financially ready.


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  • OSHA announces policy change on monorail hoists in construction

    OSHA announces policy change on monorail hoists in construction WASHINGTON – The U.S. Department of Labor’s Occupational Safety and Health Administration has announced a new enforcement policy that excludes monorail hoists from the requirements of Subpart CC – Cranes and Derricks in Construction, as long as employers meet other OSHA requirements. The policy change was made in response to comments from stakeholders and in recognition that a monorail hoist – ...  Read More

  • Understanding Non-Discrimination Testing

    Employers that sponsor a cafeteria plan and certain other health and welfare plans need to be aware of the requirement for non-discrimination testing. Non-discrimination testing is done to ensure that a plan does not favor highly compensated employees or key employees. With regard to non-discrimination testing these employees become a “prohibited group”, in other words, the plan cannot favor the prohibited group.   Read More

  • Turning to the Positive: How to be a Better Friend and Co-Worker

    Written by: Robert Ledbetter, Hillside Christian Church & Kimberly Dryden, NCW InsuranceTraumatic events such as sudden illnesses, accidents, and deaths can have profound effects on individuals and the way they interact with others. On Thursday, June 15, NCW Insurance and the Dallam - Hartley Counties Hospital District are sponsoring three workshops at Coon Memorial Hospital to educate and prepare individuals on how to handle such events and how to support friends, family and co-workers cope...  Read More

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